If you are planning to have a baby in Singapore, you may come across several similar-sounding terms: gynae package, antenatal package, prenatal package, pregnancy package, maternity package and delivery package.
They do not always mean the same thing.
An antenatal or gynae pregnancy package in Singapore usually bundles some of the medical care you receive during pregnancy, such as obstetric consultations, urine tests, ultrasound scans or selected blood tests. A maternity or delivery package, on the other hand, usually relates to the hospital stay and childbirth itself.
Knowing what is included—and, just as importantly, what is not included—can make it much easier to compare your options and estimate the true cost of pregnancy and delivery in Singapore.
Updated August 2026: Package prices, hospital charges, subsidies and MediSave limits can change. Always confirm current fees and eligibility directly with your doctor, hospital, CPF or Singapore’s Ministry of Health before making financial decisions.
Related pregnancy resources: If this is your first pregnancy, you may also find our first-time mom guide and guide to the first signs of pregnancy helpful as you prepare.
What Is a Gynae Pregnancy Package in Singapore?
A gynae pregnancy package—often called an antenatal package or prenatal package—is a bundled price for selected pregnancy-care services.
Instead of paying separately for every included appointment or test, you pay a package price for the services listed by the clinic or hospital.
The important word is included. There is no single standard pregnancy package used by every hospital or obstetrician in Singapore. One provider may include routine ultrasound scans and blood tests, while another may charge separately for them.
You also should not assume that an antenatal package includes the eventual hospital delivery. Many providers treat antenatal care and delivery charges as separate packages.
What Is Included in a Pregnancy Package in Singapore?
This is one of the most important questions to ask before signing up for a package.
Depending on the provider, an antenatal package may include:
- Scheduled obstetric or gynaecology consultations
- Routine bedside ultrasound scans
- Urine testing
- Selected blood tests
- Screening for gestational diabetes
- A detailed fetal anatomy or growth scan
- Routine pregnancy monitoring
For a current example, KK Women’s and Children’s Hospital lists a private-patient antenatal package starting from S$818 before GST. As of August 2026, it includes six antenatal consultations with bedside ultrasound scans, six urine dipstick tests, a 20-week detailed scan or growth scan, a full blood count and an oral glucose tolerance test.
That is an example—not a universal Singapore pregnancy package. Always obtain the exact inclusion list from the provider you are considering.
What May Not Be Included?
Ask specifically about costs outside the package. Depending on the provider and your pregnancy, these may include:
- Appointments before the package begins
- Additional ultrasound scans
- Optional genetic or prenatal screening
- Specialist consultations
- Medications and supplements
- Additional laboratory tests
- Treatment required because of pregnancy complications
- Hospital delivery charges
- Obstetrician, anaesthetist or paediatrician professional fees
Do not assume that a package begins automatically in the second trimester. Eligibility, starting week and number of included appointments vary by provider.
How Much Does a Gynae Package Cost in Singapore?
There is no single answer to the question, “How much does pregnancy cost in Singapore?” because the final amount depends on how you receive care.
Important cost factors include:
- Whether you receive subsidised or private care
- Whether you choose a specific obstetrician
- The hospital or private clinic you use
- The number of consultations and scans required
- Which prenatal tests are recommended or selected
- Whether your pregnancy requires additional monitoring
- Your delivery method
- Your hospital and room type
- The length of your hospital stay
- Professional fees and anaesthesia
- Whether mother or baby requires additional care
Because these costs change, an old internet price chart can be more misleading than helpful. Use current hospital fee pages and the Singapore Ministry of Health hospital bill and fee information when comparing likely costs.
Public vs. Private Gynae Costs in Singapore
One of the biggest decisions is whether you want subsidised public care, private care within a public hospital, or care through a private hospital or clinic.
Subsidised Public Care
Eligible Singapore Citizens and Permanent Residents may qualify for subsidised specialist care through Singapore’s public healthcare system.
Subsidised care generally costs less, but eligibility and referral rules matter. At public hospitals such as KKH, subsidised patients receive team-based care rather than choosing a particular specialist.
As a current cost example, KKH’s published women’s outpatient charges effective August 8, 2026 list subsidised Singapore Citizen consultations at approximately S$37.20 to S$101.49, depending on subsidy eligibility. These consultation fees do not include additional charges such as medication, laboratory tests or imaging.
Private Care
Private patients generally pay more but may have greater ability to select a particular obstetrician and choose private accommodation or services.
At KKH, for example, published private first-consultation fees for Singapore Citizens currently range from approximately S$170.48 to S$222.14, depending on the doctor’s seniority. Repeat consultations are priced separately.
A private hospital may also package hospital charges for childbirth, although professional fees and complications may still be billed separately.
Antenatal Package vs. Maternity Delivery Package
This distinction is easy to miss and can make a major difference to your budget.
| Package Type | Usually Covers | Ask About Separately |
|---|---|---|
| Antenatal or Gynae Package | Pregnancy consultations, selected scans, urine tests and certain blood tests | Early visits, additional scans, optional tests, medications and delivery |
| Maternity or Delivery Package | Specified hospital stay, delivery-suite or operating-theatre charges, nursing care and selected hospital services | Doctor fees, anaesthesia, complications, emergency procedures, additional nights and specialised newborn care |
Before comparing two prices, make sure you are comparing the same type of package.
How Much Does a Private Hospital Delivery Package Cost?
Private hospital delivery packages vary considerably according to hospital, room type and delivery method.
For example, Raffles Hospital’s current published maternity packages list standard hospital charges of:
| Delivery | 2-Bedded Room | Single Room |
|---|---|---|
| Normal delivery, 2 nights | S$3,597 | S$4,142 |
| Normal delivery with epidural, 2 nights | S$4,469 | S$5,014 |
| Elective Caesarean section, 3 nights | S$5,886 | S$6,867 |
These figures are an example, not a universal Singapore delivery price. Raffles states that these packages cover specified standard hospital charges for mother and baby but exclude professional fees for the obstetrician, anaesthetist and paediatrician, along with complications, assisted deliveries, emergency Caesarean sections, extended stays and certain specialised newborn services.
That is why simply comparing the headline package price can underestimate what you may ultimately pay.
How Room Type Affects Maternity Costs
Your accommodation choice can significantly affect the total hospital bill.
Instead of relying on a fixed room-cost table that may quickly become outdated, compare the current ward or room options offered by the hospital where you expect to deliver.
When looking at room pricing, check:
- Whether the quoted amount is a room charge or full maternity package
- How many nights are included
- Whether the baby’s hospital charges are included
- Whether meals or companion accommodation are included
- Whether doctor and anaesthesia fees are separate
- The charge for an additional night’s stay
- What happens if you require a different ward after delivery
How Delivery Type Affects Pregnancy and Hospital Costs
Your eventual delivery method can also change the total bill. The appropriate delivery method is a medical decision based on your individual pregnancy and circumstances.
Vaginal Delivery
A vaginal birth may occur without instruments or may require additional medical assistance depending on how labour progresses.
Assisted Vaginal Delivery
In some births, an obstetrician may use forceps or vacuum assistance. An assisted delivery may involve additional procedures or professional fees, and some standard maternity packages specifically exclude assisted delivery.
Caesarean Delivery
A Caesarean section, or C-section, is a surgical delivery. Costs can differ depending on whether the procedure is planned or performed as an emergency, the length of hospitalisation and the medical care required.
Rather than budgeting around an assumed fixed surcharge, ask the hospital for estimated bills for both vaginal and Caesarean delivery so you understand the possible range.
How the MediSave Maternity Package Works
The MediSave Maternity Package (MMP) is different from a hospital’s commercial maternity package.
It is a Singapore healthcare-financing arrangement that allows eligible MediSave savings to be used toward qualifying pre-delivery medical expenses and delivery expenses at both public and private hospitals.
According to the Singapore Ministry of Health, current MediSave Maternity Package withdrawal limits include:
- Up to S$900 for qualifying pre-delivery medical expenses
- A surgical withdrawal limit from S$1,120 to S$2,770, depending on the delivery procedure
- Up to S$1,130 per day for the first two days of hospital admission
- Up to S$400 per day from the third day onward
The amount that can actually be withdrawn is subject to the qualifying bill amount, applicable withdrawal limits and available MediSave balance.
What Counts as Pre-Delivery Medical Expenses?
Qualifying pre-delivery expenses can include pregnancy-related medical care such as consultations and ultrasound scans.
Keep your antenatal bills and receipts. Claims for pre-delivery expenses are generally submitted through the hospital where the baby is delivered as part of the MediSave Maternity Package claim after delivery.
Does MediShield Life Cover Normal Pregnancy and Delivery?
Do not assume that MediSave and MediShield Life work the same way.
Routine maternity expenses are generally financed through subsidies, MediSave and personal payment rather than standard MediShield Life maternity coverage. MediShield Life may apply when serious pregnancy or delivery-related medical complications meet the applicable coverage rules.
If you have an Integrated Shield Plan, private insurance or employer benefits, contact the insurer before delivery to confirm exactly what is covered and what documentation will be required.
Questions to Ask Before Choosing an Antenatal Package
Before paying for any gynae or pregnancy package, ask the clinic or hospital for the answers to these questions:
- How many consultations are included?
- At what stage of pregnancy does the package begin?
- Are ultrasound scans included at every visit or only selected visits?
- Which blood tests and prenatal screenings are included?
- What services are specifically excluded?
- What happens if I need extra appointments or scans?
- Does the package include delivery, or is delivery billed separately?
- Are the obstetrician, anaesthetist and paediatrician fees included?
- Can any of the charges be claimed through MediSave?
- What happens to the package if I change doctors or hospitals?
- Are there additional charges for an assisted or emergency delivery?
- Can the hospital provide a written estimated total bill?
Public or Private: Which Pregnancy Package Is Right for You?
The least expensive package is not automatically the best choice, and the most expensive package does not necessarily include everything.
Instead, compare the type of care you want with the true estimated cost.
Consider whether choosing a particular obstetrician matters to you, what hospital and room options you prefer, how much of the bill is likely to qualify for subsidies or MediSave, and what expenses remain outside the advertised package.
For many parents, the most useful comparison is not simply “What does the package cost?” but rather “What is my estimated total pregnancy and delivery cost after all expected charges?”
Frequently Asked Questions About Pregnancy Packages in Singapore
What is included in a pregnancy package in Singapore?
It depends on the hospital or doctor. An antenatal package may include a set number of obstetric consultations, ultrasound scans, urine tests, blood tests and selected pregnancy screenings. Delivery is often priced separately, so always request a written list of inclusions and exclusions.
Is an antenatal package the same as a maternity package?
Not necessarily. An antenatal package generally covers prenatal medical care, while a maternity or delivery package generally covers specified hospital services connected with childbirth. Some providers use the terminology differently, so compare the actual inclusions rather than the package name.
How much does a gynae package cost in Singapore?
Prices vary by provider and package. As one current example, KKH lists a private-patient antenatal package from S$818 before GST. Individual consultation charges, private clinics and other hospitals may cost more or less, and additional tests or appointments can increase the total.
Are pregnancy check-ups cheaper at a public hospital?
Eligible subsidised patients at public hospitals can generally pay lower specialist consultation rates than private patients. However, subsidy eligibility depends on factors such as residency status and referral pathway, and subsidised patients typically receive team-based care rather than choosing a specific specialist.
Does a gynae pregnancy package include childbirth?
Often it does not. Many antenatal packages cover pregnancy care only. Hospital delivery, room charges, obstetrician fees, anaesthesia and newborn care may be part of a separate maternity or delivery package.
Can MediSave pay for an antenatal package?
The MediSave Maternity Package allows qualifying MediSave funds to be used for eligible pre-delivery and delivery expenses, subject to current withdrawal limits and available MediSave savings. Keep your prenatal medical bills and confirm the claim procedure with the hospital where you plan to deliver.
Can MediSave be used at a private hospital?
Yes. The MediSave Maternity Package can be used for qualifying maternity expenses at both public and private hospitals, subject to the applicable rules and withdrawal limits.
How can I estimate my total pregnancy and delivery cost?
Ask your obstetrician and hospital for current antenatal fees, delivery-package charges, professional fees, room costs and likely exclusions. Then compare those figures with your expected subsidies, MediSave eligibility and any applicable private insurance benefits. Singapore’s Ministry of Health also publishes hospital bill information to help patients compare costs.
Final Thoughts on Choosing a Gynae Pregnancy Package in Singapore
A pregnancy package can make prenatal costs easier to anticipate, but the headline price only tells part of the story.
Before choosing an antenatal or maternity package in Singapore, compare exactly what is included, what is excluded, whether delivery is separate, which professional fees apply and how much you may be able to use from MediSave.
Prices and medical needs can change throughout a pregnancy, so use package information as a planning tool rather than a guarantee of your final bill.
This article is provided for general informational purposes and is not a substitute for medical, insurance or financial advice. Pregnancy care should be discussed with a qualified healthcare professional. Fees, subsidies and MediSave rules are subject to change; verify current information with the relevant hospital, CPF Board or Singapore Ministry of Health.
Related posts: First Signs of Pregnancy | Tips for First-Time Moms
Next guide to read: Preparing for a baby involves much more than hospital costs. Start with our first-time mom guide for more ideas as you prepare for your new arrival.